TZUTC: -0700   
   MSGID: 52542.syncprog@1:103/705 2d00774d   
   PID: Synchronet 3.21a-Linux master/27cbebcb9 Aug 10 2025 GCC 12.2.0   
   TID: SBBSecho 3.29-Linux master/27cbebcb9 Aug 10 2025 GCC 12.2.0   
   BBSID: VERT   
   CHRS: ASCII 1   
   FORMAT: flowed   
   https://gitlab.synchro.net/main/sbbs/-/commit/f226ae0d2a9425f6722c76fd   
   Modified Files:   
   	src/sbbs3/file.cpp   
   Log Message:   
   We should fully initialized the user struct before calling adjustuserval()   
      
   ... since adjustuserval() may call resetdailyuserdat() which uses user.level   
   to index into scfg.level_freecdtperday[]... but only for daily reset fields   
   which in this instance, we're not actually adjusting user fields of that type.   
   So it's really a false positive issue from Coverity, but let's go ahead and   
   fix for best-practices sake.   
      
   Fixes CID 583999   
   --- SBBSecho 3.29-Linux   
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