MSGID: 2:221/1.58@fidonet 13c91560   
   REPLY: 1:229/664 662c430d   
   PID: OpenXP/5.0.58 (Win32)   
   CHRS: ASCII 1   
   TZUTC: -0400   
   Hello Jay Harris!   
      
    JH> I'd be interested to know if there's any extra cost to the   
    JH> retailer as well.   
      
    JH> The amount that Google or Apple receives is paid out of   
    JH> the bank's portion of the interchange fee, at least from   
    JH> the articles I've read. Whether the banks pass this fee on   
    JH> would be interesting to know.   
      
   My POS statement describes a plethora of different types of     
   credit and debit cards within Visa and Mastercard.  Each type     
   has its own %-age fee for use.  And, there are additional     
   charges depending on whether someone dips, swipes, or taps with     
   a card, and recenty whether someone uses non-card device like a     
   smartphone or watch.   
      
   So.. I guess the latter answers your question.  The retailer     
   ends up paying for everything.   
      
   --    
     ../|ug   
      
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