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|    Message 22,974 of 24,715    |
|    George Pope to JOE MACKEY    |
|    Re: Insurance    |
|    22 Nov 21 08:39:42    |
   
   TZUTC: -0800   
   MSGID: 1812.fido-memories@1:153/757.2 260104e2   
   REPLY: 1:135/392 601ac501   
   PID: Synchronet 3.19a-Linux master/27dfa4f6b Nov 18 2021 GCC 11.2.0   
   TID: SBBSecho 3.14-Linux master/27dfa4f6b Nov 18 2021 GCC 11.2.0   
   BBSID: TRMB   
   CHRS: ASCII 1   
    > Cyberpope wrote --   
      
    > > I doubt it gets shovedover to someone else; most of what's dropped is   
    > > bloat/markup, not actual costs of operations/staff.    
    >    
    > I think it falls into the catch-all "business expenses", the same   
    > category a lot of stuff falls into such as stationary, etc.   
      
   Nash, lots of gratuitous markup -- you cannot justify $10 per single Q-   
   Tip(swab) on costs alone. & I've personally witnessed this kind of marking up.   
      
   Can't do that in Canmada, as you'd be stealing from the government, & they HATE   
    competition!   
      
    > > > (I like to joke that I'm the last person to admit I'm wrong about   
    > > > something).   
      
    > > I thought I was wrong once. . . but I was mistaken    
      
    > Same here. :)   
      
   I heard a comic explain that when older folk are wrong, they're still more   
   correct than the young person who's 'right.' because their so-called wrong   
   answer is based on years of experience & observation.   
      
    > >> At one time, don't know if its still done, a portion of a persons wages   
    > could be taken, by law, to pay a debt by garnishment.   
      
    > > Depends on jurisdiction; AFAIK, most require a court order,   
      
    > Usually its the creditors lawyers who goes to court for the order.   
    > Creditors already usually have all the information they need (bank   
    > account number, address, etc) and sort of semi-automatically done.   
    > One gets a letter X amount will be taken from ones pay cheque on a given   
    > day each month. So it is written, so it is done to coin a phrase.   
      
   More like the creditor(bank) has given up & bu8lk sells a bunch of cold debts   
   by auction & a law firm buys it & sets the newbies to work on it for strictly   
   commission.   
      
    > I try and teach the basics of the job, then give them the freedom to make   
    > their own decisions.   
      
   Perfect! I'll not have anyone below me that I haven't cnfirmed to be capable of   
   learning & thinking. I only work for bosses who think like that, because they   
   quickly hire me.   
      
    > I will also tell them while the manual says X about something, there   
    > could be times its done differently, depending on the circumstances.   
      
   Of course, & don't waste your time by calling to ask abourt circuymstance x not   
   covered the manual because you're not in the spot getting paid to solve it,   
   they are!   
      
   Or as my boss lamemnted to me about a coworker: "Why am I paying THEM, if I   
   have to wake up & do the work myself?"   
      
   I couldn't disagree & soon enough the other went walking. . .   
      
    > Example: all cars parked on a non-cash pay lot (meters, pay garage, etc)   
    > need a permit which is visible. But at times they are partly covered for any   
    > number of reasons. Provided one is able to tell the permit is valid for   
    > that area and not expired, that's    
    > I.E., use a little common sense.   
      
   You'd never have had to tell me this, as I was fortunate to have common sense   
   bequeathed(while alive) to me by a father who understood it & used it.   
      
    > In the mid-70s I worked for a new/used car dealer.   
    > There was a policy if a salesman sold a car to someone they "owned" the   
    > entire family. If they sold a car to someone in 1950 they sold to every one   
    > in that family forever.    
    > The salesmen took turns on pouncing on, uh, assisting, perspective   
    > customers. At times some hot prospect would walk unto the lot and the old   
    > timers   
    > would say "That's my customer, I sold his fifth cousin, three times removed,   
    > a car in 1951" and take off aft   
    > Thus it was rough on newbies to make a living.   
      
   No kidding, but you gotta figure a way to beat this or you'll flounder & give   
   up.   
      
   Me, I'd prolly go drum up new business that'l come in asking only for me.   
      
    > (I liked selling used cars over new cars. The main reason being with a   
    > new car the customer would want a different colour, different options, etc   
    > and time would be spent either trying to find a car like that and lots of   
    > time on the phone with other dealers   
    > (With a used car it was "There it is, take it or leave it".) :)   
      
   Makes sense, but I guess with new, you get a huge list of extras you can add on   
   for bigger commissions, eh, as well as the higher sale price.   
      
    > > If you add more & more responsibilities to a person's position, eventually   
    > > you'll overwhelm them   
      
    > That is when (where possible) delegation comes into the picture.   
      
   Yup, & that's critical to keeping on at one's current, comfortable, preferred   
   position. All my boss cars is that the job is done & profits came in as a   
   result of work with my name/department on it. (more is better, natch!)   
      
    > I am what I like to call "the sweet spot". I have rank and seniority and   
    > being retired I still have that on a post but none of the responsibility.   
    > :)   
      
   So you formnally retired then went back, part-time?   
      
   Do you keep your full pension?   
      
    > > Children should fail often & sometimes miserably!   
      
    > Failure is part of life and the learning process.   
    > The only time someone really fails is if when they fall they just lay   
    > there and not get up, dust themselves off, and start over again.   
      
   Exactly.   
      
   As I say, "Those who say 'I can't,' but never tried, have lied."   
      
      
    > > If you've never failed, you've never tried    
      
    > Totally agree!   
      
   As I would expecrt from the mod of a "Memories" echo! *G*   
      
   Your friend,   
      
   <+]:{)}   
   Cyberpope, Bishop of ROM   
   --- SBBSecho 3.14-Linux   
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