$ Tiny mentioned . .   
   %   
   >   That's good.  As long as the offer wasn't too bad.  Insuarance companys   
   > have a reputation of offering almost nothing for a write off and then it   
   > costs you thousands more.   
      
   true, although that also depends how old the card is and condition.. if it's   
   farly new you can make out like a bandit..  if it's older, then the blue book   
   value isn't always that much..    
      
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