JM>>> I have No investing talents. There are people that do. Some   
    JM>>> of those are friends of mine.   
      
    BK>>   So, retirement planning that depends on having personal friends   
    BK>>   with talent for investing is hardly a basis for national policy.   
      
    JM> Didn't say it was. It works for me and I should be allowed   
    JM> to use it, with out being forced to pay for everyone else.   
      
    You are allowed to use it. However, that's in addition to social   
    security. The federal government should not be making laws for   
    one person.   
      
   BOB KLAHN bob.klahn@sev.org   http://home.toltbbs.com/bobklahn   
      
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