Hello John,   
      
    JM>> I have No investing talents. There are people that do. Some   
    JM>> of those are friends of mine.   
      
    BK>> So, retirement planning that depends on having personal friends   
    BK>> with talent for investing is hardly a basis for national policy.   
      
   JM>Didn't say it was. It works for me and I should be allowed to use   
   JM>it, with out being forced to pay for everyone else.   
      
   Who's gonna pay for our roads?   
   Who's gonna pay for our schools?   
   Who's gonna pay for our bridges?   
   Who's gonna pay for our fire protection?   
   Who's gonna pay for our police protection?   
   Who's gonna pay for everything else we need to survive?   
      
   Thank you, John.  You're such a sweet guy.  :)   
      
   --Lee   
      
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