-=> Ruben Figueroa wrote to ll on 09-01-18 00:00 <=-   
      
    RF> Just checking in to see what is on going on in this echo.  Have not   
    RF> been here in a while.  Anyone got advice on dealing with 20yr old   
    RF> daugher who keeps spending all her pay check and saves nothing?   
      
   Handcuffs.... :)   
      
      
      
   --   
      
   Bill   
      
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