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|    COFFEE_KLATSCH    |    Gossip and chit-chat echo    |    2,835 messages    |
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|    Message 2,455 of 2,835    |
|    August Abolins to Shawn Highfield    |
|    more covid-related restrictions    |
|    25 Jan 21 23:12:00    |
      MSGID: 1:396/45.29@fidonet ecc59dbc       REPLY: 1:229/452 48CD8143       PID: OpenXP/5.0.48 (Win32)       CHRS: ASCII 1       TZUTC: -0500       Hello Shawn!              ** On Tuesday 19.01.21 - 12:02, Shawn Highfield wrote to August Abolins:               -=>> August Abolins wrote to Shawn Highfield <=-               AA>> Socks?               SH> The dishonorable prime minister Justin "Look at my socks"        SH> Trustfund.              He's comfortable in his socks. He surely has a leg or two in top        investments, a comfy retirement fund, and his father's        inheritance to draw upon.                      AA>> If you're just managing the tax filing on your own right        AA>> now, it may be worth getting someone to do the next one               SH> I only do the GST part on my own and this year not even        SH> that. I have a really good accountant who knows all the        SH> regulations.              Unless your accountant is just a bookkeeper, the accountant part        of the process should be able to advise you where you can make        adjustments for improvement.              Look who's talking. My last accountant was a CPA but she did not        offer any practical advise at all. She missed an entire expense        category - that I provided data for - for the last 6 years that        amounted to about $10K. I assumed her work was accurate. I only        found out about her mistake a few months before she announced        that she was retiring. As a result, my reported income was much        higher than it needed to be, and I ended paying unncessary        taxes. I had to borrow to cover it!                      AA>> sure you account for every damn thing that relates to an        AA>> expense: car wash and supplies, cleaning, safety        AA>> equipment, professional dues and fees, etc.               SH> Don't worry about that. Been doing that for years.              This last year may be the first where I report losses, and no        taxes to pay! (yay).                      SH> ..I don't trust banks and when I did have enough money to        SH> save I saved it in cash and silver in a safe at a        SH> location no one could guess. It now holds only my birth        SH> cert and expired passport as the money and silver has        SH> long been spent.              I've considered a safe too, but to be effective, it would need        to be bolted down. I would also need a fancy painting to hide it        behind. :/              I split my money between two different banks. Bank #1 is used to        receive the cash deposits and the automated debit/cc terminal        payments, and bank #2 is used to pay the bills since the cheques        and payments are free. I found a way to transfer the money from        bank #1 to #2 that does not incur any traditional inter-        institutional fees.              There is little to no opportunity to save any dollars. It goes        out almost as fast as it comes in.       --        ../|ug              --- OpenXP 5.0.48        * Origin: (1:396/45.29)       SEEN-BY: 1/123 19/25 33 90/1 105/81 106/633 987 120/340 123/131 124/5014       SEEN-BY: 124/5016 129/305 130/803 154/10 203/0 221/0 226/30 227/114       SEEN-BY: 227/702 229/101 424 426 452 664 1016 1017 240/5411 5824 5832       SEEN-BY: 240/5853 249/206 317 400 261/38 280/464 5003 288/100 292/854       SEEN-BY: 310/31 317/3 320/219 322/757 342/200 387/21 25 26 396/45       SEEN-BY: 423/120 460/58 712/848 770/1 2452/250       PATH: 396/45 280/464 240/5832 229/426           |
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