MSGID: 2:221/1.58@fidonet ec95621e   
   REPLY: 1:229/452 48CD8640   
   PID: OpenXP/5.0.48 (Win32)   
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   TZUTC: -0500   
   Hello Shawn!   
      
   ** On Tuesday 19.01.21 - 12:12, Shawn Highfield wrote to August Abolins:   
      
    AA>> ..The first thing she asks me is do I have an appointment.   
    AA>>  Frig.  I look around and say, "Am I using up someone   
    AA>>  else's slot?"   
      
    SH>   Yep.  I haven't delt with a teller in 6 years now.  If I   
    SH>   have cash to deposit   I use the machine.  If I have   
    SH>   questions I just phone the toll free numberfrom   home.   
      
   That's pretty good.  The banks have become service-less     
   entities. They really don't need all the humans behind those     
   teller counters.  My original point was that there was NO ONE     
   else in the bank except a bunch of tellers, and I was made to     
   feel like I did something BAD by not having an appointment.   
      
   The human thing to do would have been to simply allow me to     
   conduct my banking (since I was obviously not interferring with     
   anyone's appointment slot)   
      
   The whole situation is shameful - 4 tellers, not doing anything     
   except clicking their mice - and one of the tellers has the     
   audacity to ask me if I have an appointment.   
      
   She could have just smiled and said something like "going     
   forward, please make an appointment", but she did not.  Instead,     
   I was treated like some persona non grata or a walking disease.      
   Meanwhile, the bank charges "service" fees.   
      
      
    SH>   I'm sure it's just so they don't have to work and can   
    SH>   charge you more service fee's in the future.   
      
   Banks have become soulless and service-less.  It is a travesty     
   that they use the term "service" for "service fees" and have     
   managed to condition the public to accept it - when they     
   practically do not offer any real service at all.   
      
   I am being charged a minimum of $5/mo to have an account "open"     
   whether there is any activity or not.  Perhaps I should ponder     
   establishing the same thing with those bank employees whether     
   they visit my shop or not.   
      
      
    AA>> make deposits.   There isn't a whole lot of cash to   
    AA>> account for anyway. Meanwhile, the bank charges a month'y   
    AA>> maintenance fee for nothing to maintain! It's a lot of   
    AA>> crap.   
      
    SH>   Use the cash for gas and groceries.  Fuck them.   
      
   Oh.. I'm ahead of you.  I've only ever used cash for personal     
   purchases.  The cashiers at the grocery stores always seem     
   surprised when I pull out cash - and never bother with "points"     
   cards.   
      
   Fuel purchases are good with the credit-card. I get a modest 3%     
   discount when I use that - plus I can earn AirMiles cash on that     
   too.   
      
   But sometimes I need to top-up the chequing account with the     
   physical cash that I have laying around.  In that case, I may     
   just have to make an appointment, but it will have to be on MY     
   terms, on a specific day at a specific time - or I may decide to     
   use the damn night-depost box - but I hate both options.   
      
   --   
     ../|ug   
      
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