MSGID: 1:153/757.21@fidonet f0e33d3f   
   REPLY: 122.fidonet_future4f@4:920/69 2516c21d   
   PID: OpenXP/5.0.50 (Win32)   
   CHRS: ASCII 1   
   TZUTC: -0400   
   Hello John!   
      
   ** Replying to a message in "/FIDO/FUTURE4FIDO" **   
      
   ** 28.05.21 - 19:32, John Dovey wrote to August Abolins:   
      
    JD>>> response "Oh, you meant THIS Tuesday.. "   
      
    AA>> I'll have to remember that one when I agree to a bill payment   
    AA>> by a certain day in the week to my creditors.   
      
    JD> LOL. I've always been peeved that the rules that apply to us   
    JD> (consumuers/customers) don't apply to the businesses.   
      
   Also.. When a bill has a specific date upon which the bill is     
   due, I can make the payment "right away" online, but the bank/    
   creditcard company still tells you that in order for that     
   payment to be recorded in "their" system my payment needs to be     
   made 3 or 4 days prior!  Well F that!  The problem is THEIR     
   system. I shouldn't be penalized when THEIR system doesn't     
   deliver the funds until 3 or days later, when I've honored the     
   payment date!   
      
   Meanwhile, I've discovered a process that WILL register my CC     
   payment immediately: a transfer!  I noticed that the interest     
   on a cash advance is calculated the day the money is extracted.     
   The reverse process of that is a transfer from another account     
   or another card. When I bypass the "bill payment" to a CC and     
   simply "transfer" money to it, the amount sent to the account     
   is registered and adjusted right away.   
      
   I think I discovered that when I took a cash advance from the     
   wrong CC.  The only way I could put it back was via transfer. I     
   recall that the previous balance was reinstated and everything     
   was if the cash advance never happend.   
      
   Now I pay last minute / last day CC bills via transfers.   
   --   
     ../|ug   
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