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   Message 148 of 1,840   
   August Abolins to All   
   credit card by proxy   
   24 Nov 20 18:36:00   
   
   MSGID: 2:221/1.58@fidonet eab9b5c9   
   PID: OpenXP/5.0.47 (Win32)   
   CHRS: ASCII 1   
   TZUTC: -0500   
   Hello!   
      
   I had an interesting incident regarding a payment requested by     
   credit card.   
      
   I young lady (est. 25-30yrs old) walks into my shop and asks     
   if she could use a friend's credit card that she only has     
   information for.  I wasn't quite sure what this would look     
   like, but after a few minutes of shopping she was ready to     
   pay. She holds up the her phone and shows me the numbers in a     
   message on her screen!  Duh.  At first I thought this was     
   going to be a new kind of Apple Pay or something. But it was     
   just information. Technically, what she was doing would be no     
   different than a phone order (where I can't really tell if     
   someone is using a card legitimately either).   
      
   She elaborated her story by saying that she is tasked to find     
   some material as a welcome gift for a home she was decorating.   
      
   She was *very* attractive, articulate and did not seem dodgy     
   at all.   
      
   I let it go ahead.   
      
   She needed to "sign" my copy from the debit/cc machine (it was     
   basically just a scribble), but then she offered to provide     
   full info about the card owner +address +phone, etc.   
      
   Seemed to be good enough for me.   
      
   I treated this as a "card not present"/phone sale. If this     
   goes south, I'll only be out $78.   
      
   I just never encountered someone so open about using someone     
   else's card.   
   --   
     ../|ug   
      
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