On Dec 15, 2016 10:39pm, Rick Christian wrote to Allen Prunty:   
      
    RC> 15 Dec 16 18:41, you wrote to me:   
      
    AP>> On Nov 14, 2016 04:40am, Rick Christian wrote to All:   
      
    AP>> I have purchased it once... and discontinued it when my kitty had   
    AP>> liver failure.  One of my kitties stopped eating and started vomiting   
    AP>> All I have to say is get everything in writing. What they will and   
    AP>> will not pay... make sure you can use your vet of choice.  Don't do   
    AP>> ANYTHING without any written specifics.   
      
    RC> It would be helpful if you can specify which one of the carriers it was.   
      
   I got it through our work discount portal... I think it may have been called   
   VPI back then but I googled it and it's now Nationwide Insurance or something   
   similar to that.  It's been a long time.  I am involved in animal rescure and   
   two of my best friends are veterinarians.  They make commissions if they are   
   sold in thier offices and refuse to sell pet insurance.  I could ask them why   
   (taking kitties in for shots on Tuesday next week.)  I know that when both of   
   my kitties got sick the prognosis was not good... I have heard that they have   
   paid for accidents, broken bones, surgeries like anal gland infections that   
   got out of control and things like that.  All of those surgeries were less   
   than what you would pay for a year to a year and a half of the pet insurance.   
      
   http://www.petinsurancereview.com/ is a site that really touts them... but   
   when I read that a pet had a vet bill of $1000 that only cost them $500 and   
   the insurance is $50 a month to the tune of $600 a year... that really didn't   
   save them anything.  Think of it this way if the bill was $1000 and they pay   
   $600 a year for the insurance putting that in a savings account they would   
   only have had to pay $400 for the difference and they paid $500?  They paid   
   $100 more it's simple math.   
      
   Slug the money away in a savings account and don't touch it.  In three years   
   you have a $1800 emergency fund for your pet.  In 4 you have $2400, 5 you have   
   $2800 actually more due to interest.  If the pet lives 7 years before you need   
   it then you have quite a bit of money for their medical care.   
      
   The secret is knowing you would have spent that on insurance ANYHOW and don't   
   touch it.  No matter what happens don't touch it!  And it will be there when   
   you need it.   
      
   Allen   
   --- Platinum Xpress/Win/WINServer v3.0pr5   
    * Origin: LiveWireBBS.com -=* Happy Holidays *=- Deus Te Amat (1:2320/100)