Hello Janis!   
      
   14 Nov 16 10:23, you wrote to Richard Miles:   
      
    JK> Not here... I agree, what I've seen read like scams.  Most people   
    JK> around here take their animals to Ithaca's Cornell University   
    JK> Veterinary college - quite an excellent reputation.  I'm not even sure   
    JK> they would accept insurance.   
      
   None of these work the way human insurance works,   
      
   These are all plans where YOU PAY FIRST, submit a claim and then you are   
   reimbursed based on chosen deductible and coverage amount.. ie 90% coverage,   
   with a $100 deductible, means you pay 10% after the $100 deductible.   
      
   I have two that offer discounts via employment   
      
   Nationwide   
   ASPCA Pet Insurance   
      
   A third got a "Best" rating by people that are unknown to me...   
   Healthypaws Insurance   
      
   NONE of these are cheap... $50/month/cat   
      
   Some offer UNLIMITED LIFETIME coverage, some have lifetime limits...   
      
   Just would love to have input from people versus unknown possibly fake   
   "ratings" from groups or sites online.   
      
      
   Rick   
      
      
   ... Vote Trump 2016 and Make America Great Again!   
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    * Origin: Vina's Talos Moon Base Alpha (1:135/377)