TZUTC: -0500   
   MSGID: 381.canada@1:2320/105 287c517d   
   REPLY: 1:153/757.21@fidonet 068a7e69   
   PID: Synchronet 3.19c-Linux master/cb76b1463 Feb 20 2022 GCC 7.5.0   
   TID: SBBSecho 3.14-Linux master/cb76b1463 Feb 20 2022 GCC 7.5.0   
   BBSID: CAPCITY2   
   CHRS: ASCII 1   
   >  AA>> Wrt cc cards being re-activated every 6 months - I never heard   
   >  AA>> of that. Perhaps your source of information is outdated.   
      
   >  WD> My source of information is pretty current.   
      
   > Ok.. but in Canada there is no 6-month renewal process. Credit   
   > cards simply expire on the date that is printed on the card -   
   > and often that is many years into the future.   
      
   That also does not happen in the US.  Mine is good until it expires.  That   
   said, I do not know what happens if I do not *use* it for 6 months or more.   
   It may require some reactiviation at that point.   
      
   >  WD> When I travel to the US (not Canada) my first transaction   
   >  WD> needs to be through a bank-ATM to verify my presence in   
   >  WD> the country. If I go eg to an airport-diner without   
   >  WD> passing via an ATM first, the transaction will decline.   
      
   > That's your bank's requirement then. But what's stopping a   
   > thief to go to the ATM instead of you?  If they succeed at the   
   > ATM, the card will be "verified".  It doesn't prove it was you.   
      
   That actually does not sound like a bad requirement.  At least at the ATM   
   you (presumably) need to know the PIN code to use the card.   
      
   Mike   
      
      
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