MSGID: 2:292/854 13294034   
   REPLY: 1:153/757.21@fidonet 068a7e69   
   TZUTC: 0100   
   August,   
       
   AA> Well.. it's their system, and that's why banks figured out they   
   AA> needed to charge for each and every banking activity to pay for   
   AA> their inefficiencies. I'm surprised they haven't introduced an   
   AA> admission/turnstile fee for walking into a bank akin to   
   AA> attending an arena or concert.   
       
   :-)   
       
   We can't even go to the bank anymore just like that. Need to make an   
   appointment, everything's on-line ... by that I literally mean anything not   
   requiring a signature.   
       
   You can't even get cash anymore at banks here ... they don't have it ... and   
   if I come back from overseas travel and want to exchange back to local   
   currency, I must make an appointment but only on Tuesday afternoon. Then you   
   will be led into kind of fortified bunker where they handle real money.   
       
   Need cash? There's an ATM outside ... I haven't said that's an improvement.   
   But sometimes it's handy ...   
       
   AA> But eTransfer   
   AA> here has a maximum daily limit as well as a maximum monthly   
   AA> limit which would many times be insufficient for all my   
   AA> payments.   
       
   Weird ... at least from my POV. I can log-in to my account and change those   
   limits ... And I understand why those limits are there...   
       
   AA> Ok.. but in Canada there is no 6-month renewal process. Credit   
   AA> cards simply expire on the date that is printed on the card -   
   AA> and often that is many years into the future.   
       
   Maybe I put you on the wrong foot ... I meant a 6-month renewal is necessary   
   when traveling outside the Euro-currency zone and only to the USA.   
       
   So, one day I was in a restaurant and the 6-month renewal came up that day.   
   Card declined.   
       
   AA> That's your bank's requirement then. But what's stopping a   
   AA> thief to go to the ATM instead of you?  If they succeed at the   
   AA> ATM, the card will be "verified".  It doesn't prove it was you.   
       
   That is correct but the thief then also needs to know how to validate the card   
   ... That is now also changing via 2-way validation via a smartphone and a   
   specific site. Let me put it this way ... I would consider it highly unlikely   
   ...   
       
   For some reason, I do trust the procedures here ... maybe that makes me   
   weird...   
       
    \%/@rd   
      
   --- DB4 - 20230201   
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