MSGID: 2:292/854 19051e5f   
   REPLY: 1:153/757.21@fidonet 068276c0   
   TZUTC: 0100   
   Hey August,   
       
   AA> However, personal cheques do seem to be subject to fraud every   
   AA> now and then.   
       
   What I intended to say is ... this requires manual intervention, it's a   
   person's job and his/her/its salary is paid by whom/what? That makes banking   
   more expensive.   
       
   I haven't used cheques for a payment since ... can't remember. At least 25   
   years.   
       
   AA> I think the problem is inter-country banking. Any out-of-   
   AA> country transaction needs to be scrutinized and tested more   
   AA> carefully.   
       
   It's exactly the same as an in-country payment ... it goes through a   
   clearing-agency which auto-approves or declines.   
       
   AA> Wrt cc cards being re-activated every 6 months - I never heard   
   AA> of that. Perhaps your source of information is outdated.   
       
   My source of information is pretty current.   
       
   When I travel to the US (not Canada) my first transaction needs to be through   
   a bank-ATM to verify my presence in the country. If I go eg to an   
   airport-diner without passing via an ATM first, the transaction will decline.   
       
   Enjoy the week-end ...   
       
    \%/@rd   
      
   --- DB4 - 20230201   
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