MSGID: 2:292/854 16113105   
   REPLY: 1:153/757.21@fidonet 06624ae3   
   TZUTC: 0100   
   August,   
       
   AA> What are the main differences in how banking is done in the EU   
   AA> that make it superior?   ..and why aren't those systems adopted   
   AA> elewhere then?   
       
   The issue which led to my remark simply wouldn't fly here. For starters.   
       
   Direct-deposit here is instantaneous. Also when transfering to another bank.   
       
   Cheques were discontinued here Jan.1 2002, that's now 21 years ago. They were   
   too expensive but I still see them used in North America, it's a primitive   
   form of paying.   
       
   Chipped cards? We already had 'm like 20 years ago.   
       
   Our debit cards still cannot be used in North America because of massive   
   debit-card fraud. credit cards need to be re-activated every 6 months for   
   security purposes in North America.   
       
   You know, stories like the one which started this, simply don't happen here.   
   When I reserved a hotel-room in Calgary from Belgium last October, within   
   minutes I got a call from the bank "We are informing you your Master Card has   
   been used in Calgary. Are you aware?" Same happened when I booked a hotel in   
   Anchorage AK.   
       
   Have a nice day,   
       
    \%/@rd   
      
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