TZUTC: -0500   
   MSGID: 1070.canada@1:2320/105 2d674ae7   
   REPLY: 1:153/757.21@fidonet 25d22e4c   
   PID: Synchronet 3.21a-Linux master/123f2d28a Jul 12 2025 GCC 12.2.0   
   TID: SBBSecho 3.28-Linux master/123f2d28a Jul 12 2025 GCC 12.2.0   
   BBSID: CAPCITY2   
   CHRS: ASCII 1   
   FORMAT: flowed   
   Hey August   
      
   RM> I went to the business teller one day and asked if it is   
   RM> possible to get a higher daily limit. The lady there said that   
   RM> it could be increased to as much as $1500, and I said that would   
   RM> probably be okay..  And she got this high and mighty look on her   
   RM> face and said, "We don't give that to just anyone!"   
      
   AA>Again..  must have been your charm, perhaps?  :D   
      
   In that case of course, this would have been someone fairly new   
   to the bank who didn't know me. I also tend to wear very plain   
   clothes, jeans and a casual shirt when shopping. I don't look   
   ragged but I don't look like I'm rolling in money either.   
      
   AA>I did not know those ATM limits could be changed for each   
     >individual.  Most bank plans have published hard limits for   
     >withdrawals.   
      
   Yes, it turns out there is a bit of flex that they don't like   
   to advertise. It helps them entice people they think will be   
   good customers without everyone thinking they should be treated   
   the same.   
      
   It's like the old saying, If getting a divorce was easy then   
   everyone would get one...   B)   
      
   One time I was getting my Line of Credit freed up from being   
   locked into investment funds to guarantee payment. It tends   
   to slow things down because you need them to release their   
   hold on your investments before you can move or cash them.   
   When I decided to do that my banking person said that she'd   
   try to get me a good rate without the LOC being guaranteed.   
   I heard her on the phone talking to the head office, and she   
   said "2.24%? That's not bad, thanks..."  And then when she   
   hung up she turned to me and said I got you Prime plus 1.99%.   
   I said, I thought they said 2.24%? and she said, yes, but I   
   have enough pull to lower that by another .25%..   
   They also more tha doubled my LOC Limit at the same time.   
   So it's nice to know the right people...   
      
   When secured it was at Prime plus 1.75%..   
      
   AA>I haven't even used an ATM to withdraw cash for over 10yrs - I   
     >seem to have plenty of physical cash from the people who pay in   
     >cash at the shop.  My problem is depositing that cash so that I   
     >can pay bills electronically.   
      
   I pay most everything online these days and probably 75% of the   
   times I go to the bank I use their machine at the entrance and   
   never see a teller. Mostly I only go any further is for meetings   
   with investment managers rather than for simple banking needs.   
      
   Other than that you are usually either looking to get some cash   
   or depositing some cash, and you can do both at the machines   
   within certain limits.   
      
   ---   
    * SLMR Rob  * The computer didn't hang up from InterNet last night?!?   
    * Origin: capitolcityonline.net * Telnet/SSH:2022/HTTP (1:2320/105)   
   SEEN-BY: 105/81 106/201 128/187 129/14 305 153/7715 154/110 218/700   
   SEEN-BY: 226/30 227/114 229/110 275 300 307 317 426 428 470 664 700   
   SEEN-BY: 229/705 291/111 292/854 320/219 322/757 396/45 460/58 633/280   
   SEEN-BY: 712/848 902/26 2320/0 105 195 304 5020/400 5075/35   
   PATH: 2320/105 229/426