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   MSGID: 1058.canada@1:2320/105 2d5f5d1a   
   REPLY: 1:396/45.29@fidonet 25a20113   
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   FORMAT: flowed   
   RM> I've had CIBC insist you   
   RM> call ahead to pick up amounts of cash bigger then $2000 or   
   RM> so and yet one day at RBC I expected to be refused, but I   
   RM> asked to take out $10,000 from my account and they said it   
   RM> was no problem.   
      
   AA>The next guy after you was probably told to call ahead!  :D   
      
   The lady at the time when I said I was surprised said that they   
   make sure they start out the day with $20,000 in cash for things   
   like that, plus they'd be taking in deposits as well so that   
   $20,000 would go further than just that.   
      
   RM> It's decades since I was involved with a Credit Union but   
   RM> I don't recall fees for simple things like that back then.   
      
   AA>Just to clarify, this "cash handling" fee I am experiencing is   
     >for "business" account holders.  Ironically, there is no fee to   
     >deposit the cash in a personal account.   
      
   Okay, I suppose that makes sense to someone there.. In general   
   I find they treat businesses better than just an account holder   
   but I played with money a lot over the years, with loans and   
   mortgages I financed (investments) coming and going through my   
   account frequently. And it was not unusual for my account to handle   
   $40,000 in a month so they tended to treat me more like a business.   
      
   RM> My main bank, I find that even when I do something dumb that   
   RM> generates a fee, they virtually always reverse the fee if I mention   
   RM> it to them. [...]   
      
   AA>Your main bank still has some common-sense people working there   
     >it seems. You are fortunate.   
      
   Hopefully still..  A lot of people have been replaced at the   
   bank so most of those who knew me best are gone now and it's   
   been a few years since I did anything to generate extra fees.   
      
   AA>Again, you have actual people who are willing to literally   
     >push a few buttons and reverse charges.   
      
   Semi-funny story.. at one time I needed more than $1000 in cash   
   for something and the bank machine limited me to $750 so I had   
   to go to a teller to get the cash. That happened now and then   
   so I went to the business teller one day and asked if it is   
   possible to get a higher daily limit. The lady there said that   
   it could be increased to as much as $1500, and I said that would   
   probably be okay..  And she got this high and mighty look on her   
   face and said, "We don't give that to just anyone!"   
      
   At that moment, one of the higher up business managers had been   
   walking by and heard that. She literally walked up beside the   
   lady and pushed her aside and said to me, 'Sorry about that. Do   
   you think $1500 will be enough?"..  I said yes and that was   
   the end of it but you can see how hving a 'reputation' can get   
   you special treatment..   B)   
      
   ---   
    * SLMR Rob  * Management not responsible for taglines left unattended   
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