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   REPLY: 1055.canada@1:2320/105 2d5e140f   
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     Re: Cash for coin..   
     By: Rob Mccart to MIKE POWELL on Wed Oct 22 2025 08:19:44   
      
    > Credit Unions are a bit different than regular banks, and likely all   
    > have different fees for various things. I have accounts at 2 major   
    > banks and I never get any fees for anything (as long as I don't do   
    > something dumb like bounce a cheque or something).   
       
   It may be the opposite here in the states.  I am a member of a credit union and   
   they seem less likely to charge fees than the local banks.  For example, the   
   fee I get charged for using someone else's ATM is paid to the ATM owner... my   
   CU doesn't charge it.  It has been a while since I have used another ATM but I   
   think my CU may also reimburse the charge the other institution charges me to   
   use their machines.   
       
   OTOH, their interest rates on a checking or savings account are not so great,   
   but neither are many of the banks.   
       
   Mike   
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