TZUTC: -0500   
   MSGID: 1053.canada@1:2320/105 2d5cc8df   
   REPLY: 1:153/757.21@fidonet 2591ee58   
   PID: Synchronet 3.21a-Linux master/123f2d28a Jul 12 2025 GCC 12.2.0   
   TID: SBBSecho 3.28-Linux master/123f2d28a Jul 12 2025 GCC 12.2.0   
   BBSID: CAPCITY2   
   CHRS: ASCII 1   
   FORMAT: flowed   
   AA>> First of all, they needed to look up my account even though I was paying   
     >> cash hey said it was to record WHO they were receiving money from. I   
     >> assume they a me the person on the other side of the till is potentially   
     >> giving them counte it? They even asked me to confirm my account on their   
     >> system with my date of th.   
      
   AA>BTW.. your quote system is cutting out (and cutting off) words.   
      
   When I do replies I pretty much always hit enter brfore the line   
   gets too long to prevent that, but I find a lot of replies to me   
   that scroll off the screen often cut off word when quoted back too.   
      
   AA>But still the tendency seems to be that coin diminishes and I   
     >eventually need a top-up supply.  WHAT the heck are people   
     >doing with their coin? - my guess, laundry machines and coffee   
     >shops?   
      
   I know my local laundromat has a machine that takes $10 and $20   
   bills and gives you coins for the machines. I haven't tried it   
   myself so I don't know if it's all one coin or a mix since you   
   pretty much need both quarters and $1 coins.   
      
   I hear at the desk they will sell you coins as well if you don't   
   want that many.   
      
   AA>After the clerk grimaced after my questions for the requirement   
     >of needing a bank account for a simple cash-for-coin exchange,   
     >she apologised if this process will take longer than expected   
     >since "we don't carry much cash anymore".  They are in the   
     >*business* of moving cash/coin and they don't have enough to   
     >for a small $400 transaction? That's pathetic.   
      
   I think that depends on the bank. I've had CIBC insist you   
   call ahead to pick up amounts of cash bigger then $2000 or so   
   and yet one day at RBC I expected to be refused, but I asked   
   to take out $10,000 from my account and they said it was no   
   problem.   
      
   AA>I already refuse to step into the credit union to make regular   
     >deposits. There is a fee for every deposit - and the physical   
     >cash portion has a supplemental "handling" fee of its own now   
     >too! - so, now I tend to pay my bills in cash where I can.   
      
   It's decades since I was involved with a Credit Union but I   
   don't recall fees for simple things like that back then.   
      
   AA>This book is illuminating.. but most of it simply chronicles   
     >the enshittication of the banking system and there is really   
     >nothing we can do about it:   
      
   AA> Fleeced: Canadians Versus Their Banks | Paperback   
     >Andrew Spence   
      
   My main bank, I find that even when I do something dumb that   
   generates a fee, they virtually always reverse the fee if I mention   
   it to them. I found that out when a cheque written to me bounced,   
   which caused a payment I had going through to be NSF, which brought   
   about a fee.. That happened right at the end of the month so the   
   next day the regular account user fee came due, and that caused a   
   second NSF charge..  When I stopped in the next time I said that I   
   could see the first one, but I thought that the second one that   
   quickly was unfair, and they reversed both of them.   
      
   More recently there was a $25 fee for something caused by a   
   misunderstanding of when the fee for a transaction would come   
   through. I expected it at the end of the month but they put it   
   through the same day I set up the service. Again, a polite   
   complaint that their system was not clear and they reversed   
   that charge so, in general, I've gotten off fairly easy..    B)   
      
   ---   
    * SLMR Rob  * Don't drink and write Taglines   
    * Origin: capitolcityonline.net * Telnet/SSH:2022/HTTP (1:2320/105)   
   SEEN-BY: 105/81 106/201 128/187 129/14 305 153/7715 154/110 218/700   
   SEEN-BY: 226/30 227/114 229/110 275 300 307 317 426 428 470 664 700   
   SEEN-BY: 229/705 291/111 292/854 320/219 322/757 396/45 460/58 633/280   
   SEEN-BY: 712/848 902/26 2320/0 105 304 5020/400 5075/35   
   PATH: 2320/105 229/426