TZUTC: -0500   
   MSGID: 1051.canada@1:2320/105 2d5b8b34   
   REPLY: 1:153/757.21@fidonet 2591ee58   
   PID: Synchronet 3.21a-Linux master/123f2d28a Jul 12 2025 GCC 12.2.0   
   TID: SBBSecho 3.28-Linux master/123f2d28a Jul 12 2025 GCC 12.2.0   
   BBSID: CAPCITY2   
   CHRS: ASCII 1   
   FORMAT: flowed   
   > After the clerk grimaced after my questions for the requirement   
   > of needing a bank account for a simple cash-for-coin exchange,   
   > she apologised if this process will take longer than expected   
   > since "we don't carry much cash anymore".  They are in the   
   > *business* of moving cash/coin and they don't have enough to   
   > for a small $400 transaction? That's pathetic.   
      
   It is pathetic, but I wonder if that is because so many people make their   
   transactions electronically now vs. depositing cash and coin?   
      
   > I already refuse to step into the credit union to make regular   
   > deposits. There is a fee for every deposit - and the physical   
   > cash portion has a supplemental "handling" fee of its own now   
   > too! - so, now I tend to pay my bills in cash where I can.   
      
   In the states, there are fees for using the automated teller machines to   
   make withdrawls (if you are at a bank that isn't your own) but, to my   
   knowledge, they've yet to start charging fees for *depositing* money into   
   the bank. I figure once they find out that Canadian banks are getting away   
   with it, it is only a matter of time.   
      
   Mike   
      
      
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