XPost: cs.bboard, columbia.general.bboard 
 From: hiuhji@attitude.com 
  
 Thank you for your attention. 
  
 You have been pre-approved for a new refinacing loan. 
 This offer is unconditional and your credit is in no way a factor. 
  
 Please find all details below: 
  
  
 _______SUMMARY_______ 
 Term: 360 months 
 Type: Refinance or Home Equity 
 Closing Date: 30 days 
  
 Please follow this link for your instant activation: 
 http://www.cheap-lender.com/index2.php?refid=yada 
  
  
  
  
  
  
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