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  Msg # 396 of 1396 on ZZCA4365, Monday 7-14-24, 8:55  
  From: STEVE HALL  
  To: LOOIE  
  Subj: Re: Idenity Theft attempt at Dixie Outle  
 From: shall1@canada.com 
  
 looie  wrote: 
  
  
 >Needless to say, my SO's credit card has been cancelled and replaced, 
 >but still leaves the worry of how many other cards have been (falsely) 
 >applied for in that name! We can only wait for the bills to arrive! 
  
 If they don't use your mailing address, the bills won't come to you 
 but they will damage your credit rating.  Hopefully you have caught it 
 early.  Step number one is to report this to the police, TODAY.  A 
 crime has been committed and you (not the store) must report it to 
 clear your name.  Step number two (and the police will tell you this 
 as well when you talk to them) is to call the two major credit 
 reporting agencies and have them place a fraud alert on your credit 
 report.  They will send you a copy of your current credit report so 
 you can see if any credit cards or loans have been applied for in your 
 name that you didn't know about.  They will also (for 1 year) call you 
 at a verified phone number anytime someone applies for credit in your 
 name (regardless of the address/phone number they use when applying 
 for credit).  The two agencies are as follows: 
  
 Equifax Canada 
 Report fraud: (800) 465-7166 
 Web: www.equifax.com/EFX_Canada 
  
 Trans Union Canada 
 Report fraud: (877) 525-3823 
 Web: www.tuc.ca/TUCorp/consumer/personalsolutions.htm 
  
 Having been through this process myself I can tell you it is not fun, 
 but it is important to act quickly.  The fact that the man applying 
 for credit seems to be the same local man that stole your information 
 is actually a good sign.  If your identity was stolen by a 
 professional outfit, it would be distributed over the internet on a 
 huge list and sold to criminals all over North America. 
  
 --- SoupGate-Win32 v1.05 
  * Origin: you cannot sedate... all the things you hate (1:229/2) 

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