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  Msg # 273 of 1396 on ZZCA4365, Monday 7-14-24, 8:53  
  From: LORI MARTIN  
  To: TERRY  
  Subj: Re: Retail store charges for using bank   
 XPost: nf.general 
 From: bo0tiez@hotmail.com 
  
 for me i'm not calling anyone a crook but i do think that it isn't being 
 very fair when you are the only two stores in a very small community at 
 least 45 minutes away from any other options to charge people a dollar per 
 purchase no matter the amount..(but since they know you have no choice i 
 guess they think its fair)...there are more than me in this community that 
 do not have the luxury of a vehicle to go elsewhere so we are left with no 
 choice...and yes i would use cash except for that fact my choice for pay is 
 either cheque or direct deposit...if i take cheque then i cannot get to a 
 bank to cash it (it is also 45 mins away)..if i take out any amount from $1 
 and up using my debit card at the store i am charged $2...i suppose an 
 option could be to write cheques LOL or best yet....move :) 
  
 "Terry"  wrote in message 
 news:81Wue.79152$Kk4.1152113@news20.bellglobal.com... 
 > 
 > "JustBrowsing"  wrote in message 
 > news:1119575950.413348.40960@f14g2000cwb.googlegroups.com... 
 > > Crooks??? You have no idea...they could just up the price on everything 
 > > and you wouldn't know the difference. At least you have a choice to use 
 > > cash or debit. It's your call...nobody says you "have" to use debit. 
 > > 
 > As just browsing has said and I agree; 
 > 
 > It is not 'crooked' i.e. dishonest to make such charges and/or include 
 such 
 > costs in pricing. 
 > 
 > Surcharges may irritate a customer, such as myself, but as long as one is 
 > advised. 
 > In this, my first instance, which started this whole thread/question, the 
 > cashier took care to tell me. 
 > 
 > She was doing her job well from both the viewpoint of her employer and 
 mine 
 > as a customer. 
 > Nothing crooked/dishonest about that. 
 > 
 > Having received that information I had a decision to make. 
 > 
 > 1) Not buy that item, for less than $5. 
 > 2) Buy something else to raise the purchase above $5, and avoid the 25 
 cent 
 > surcharge. 
 > 3) Not buy at all. 
 > 4) Use cash. 
 > 
 > Also as a customer it is rare that I HAVE to buy a particular item, HAVE 
 to 
 > buy it at a particular store and/or HAVE to use a debit card. 
 > Any retailer is entitled to structure their pricing etc. so as to, stay in 
 > business, be competitive, make a reasonable profit, attract customers etc. 
 > The concept that all business is dishonest is wrong. Also a retailer may 
 > under-price, say, milk (as a loss leader) knowing that most of the time I 
 > will often buy other items on which they will make a profit. 
 > 
 > Unintelligent comments about crooks etc. make no sense. What would be 
 best? 
 > Charge nothing at all, therefore pay very low wages to the people growing 
 or 
 > making the products, have the government regulate who, what and where 
 > anything can be manufactured and sold ..... etc. 
 > It's called Communism and it hasn't worked, yet, in parts of the world as 
 > varying as the Iron Curtain countries to Cuba! 
 > 
 > Just to repeat; the basic premise here is that we, as consumers/customers 
 > should be aware of any/all of these extra charges that have crept into our 
 > financial dealings;  these 'extras' range from paying a fee to use a bank 
 > machine (ABM) not of the same brand as our bank, surcharges as discussed 
 > here for certain (generally 'small') transactions, cheque return charges, 
 > transfer funds fees and many others. And don't even mention not paying off 
 > the monthly balance on your credit card! Most expensive and can affect 
 your 
 > credit rating, possibly also leading to an even higher rate of interest! 
 > 
 > To paraphrase "Be careful out there. It's expensive to earn or spend 
 money." 
 > 
 > 
  
 --- SoupGate-Win32 v1.05 
  * Origin: you cannot sedate... all the things you hate (1:229/2) 

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