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  Msg # 222 of 1396 on ZZCA4365, Monday 7-14-24, 8:52  
  From: PAT COGHLAN  
  To: STEVE HALL  
  Subj: Re: So much for no-fee banking at Presid  
 From: coghlan@sympatico.ca 
  
 That's the thing.  I've been using it for 5 years (i.e. regularly use 
 the overdraft feature) without charges, other than interest. 
  
 Not only is there a $4.97/month fee now, the interest rate is 19%!!! 
  
 Steve Hall wrote: 
  
 > Pat Coghlan  wrote in message news:... 
 > 
 >>It begins. 
 >> 
 >>PCF has started charging a $4.97/month fee for overdraft protection, 
 >>which has been free (other than interest charges) since they started in 
 >>the banking business. 
 > 
 > 
 > There's no fee for having overdraft protection, only for using it.  If 
 > you bounce cheques every month, you have bigger problems than a five 
 > dollar fee. :-) 
 > 
 > What I dislike is that they now charge $1.00/month for printed bank 
 > statements (for the no-fee account).  I can still use the internet or 
 > telephone to review the statements, but it was nice to have someone 
 > print it out and send it to me every month. 
 > 
 > All-in-all, it still seems like the best deal in Canadian banking, 
 > though I admit I haven't tried the other no-fee accounts like ING. 
  
 --- SoupGate-Win32 v1.05 
  * Origin: you cannot sedate... all the things you hate (1:229/2) 

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