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  Msg # 126 of 1396 on ZZCA4365, Monday 7-14-24, 8:51  
  From: MIKE WILCOX  
  To: BLUE DRAGON  
  Subj: Re: Buying 'beater' insurance in Ontario  
 XPost: can.legal, can.politics 
 From: spamspamspam@montypython.org 
  
 Blue Dragon wrote: 
 > 20 year perfect record (not even a parking ticket)...$1500 (full coverage) 
 > on a $7000 sunfire, 12 year perfect record...$1800 on a $6,000 mustang 6 
 > cyl, 8 Year perfect record $1200 on a $9000 Ford minivan. Thats the 3 
 around 
 > my desk. My own with a similar record  is about $1300 on a $6000 Pontiac. 
 > 
 > 20%-25% is close enough for guestimate in the under-$10,000 car value 
 > market. Anybody that spends more than 10G on transportation, regardless of 
 > income, IMHO, needs thier head examined. At that point its more 
 advantageous 
 > to take taxi's and limo's. Come to think of it, ANYBODY who would take an 
 > instant 30% loss of value for the "privelage" of buying new probably needs 
 > financial counciling. 
 > 
 > GOD 
 > 
 > "notritenoteri"  wrote in message 
 > news:619Sc.353$H23.3908@newscontent-01.sprint.ca... 
 > 
 >>The unensured motorist fund is stillwith us its built into your plate 
 > 
 > costs 
 > 
 >>I beleive. your figures are a bit off the mark.$7500 on a $30,000 car 
 >>hardly. 
 >>"Blue Dragon"  wrote in message 
 >>news:QaWRc.11965$Mq1.655499@news20.bellglobal.com... 
 >> 
 >>>foget it.......whatever you drive, the premiums are going to be 20-25% 
 > 
 > of 
 > 
 >>>the cars value. If you dont take the collision or loss-of-use or 
 > 
 > whatever 
 > 
 >>>coverage they find a way to boost the risk factor" so the cost of the 
 >>>comprehensive/liability alone works out the same. 
 >>> 
 >>>getting rid of the "mandatory" insurance and returnng to the old 
 > 
 > ininsured 
 > 
 >>>motorists fund is yet another reason to light the pitcforks, grab the 
 >>>torches, quelch the muskets and storm queers park. 
 >>> 
 >>>GOD 
 >>> 
 >>>"Daffy Duck"  wrote in message 
 >>>news:b4WRc.275$H23.3255@newscontent-01.sprint.ca... 
 >>> 
 >>>>Hi, 
 >>>> 
 >>>>A couple of days ago I bought a 'beater' for $1000, a 1992 Chev 
 >> 
 >>Cavalier. 
 >> 
 >>>>After a little bit of maintenance and cleaning it has turned out to be 
 >>> 
 >>>quite 
 >>> 
 >>>>a nice car. Now I would like to purchase insurance. At that price, it 
 >>> 
 >>>makes 
 >>> 
 >>>>no sense to purchase  collision or comprehensive. I only want the 
 >> 
 >>minimum, 
 >> 
 >>>>$200,000 third part liability that I need to drive legally. My last 
 >> 
 >>luxury 
 >> 
 >>>>car died of sudden engine failure at 13 years and that kind of lose is 
 >> 
 >>not 
 >> 
 >>>>covered by insurance. I've been driving for 38 years. Can someone 
 > 
 > direct 
 > 
 >>>me 
 >>> 
 >>>>to an honest insurance broker where I can buy insurance for less than 
 >>> 
 >>>$500. 
 >>> 
 >>>>I note that Ontario new car sales are down by 9% this year, because of 
 >> 
 >>the 
 >> 
 >>>>high price of insurance. At current insurance prices, it will pay the 
 >>>>insurance companies to give away automobiles for free and still reap a 
 >>> 
 >>>huge 
 >>> 
 >>>>profit from insurance premiums. 
 >>>> 
 >>>>Buddy 
 >>>> 
 >>>> 
 >>>> 
 >>> 
 >>> 
 >> 
 > 
 > 
 After driving record and the distance to work, Insurance depends mainly 
 on where you live and what you drive. If you want to drive cheap just 
 check and see what vehicles cost the least to insure before you buy it. 
 I live in eastern ontario, drive a 1999 Saturn and pay less than $700.00 
 a year. 
  
 --- SoupGate-Win32 v1.05 
  * Origin: you cannot sedate... all the things you hate (1:229/2) 

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